I’ve been thinking about budget planning for the longest time. My income is considered low even by Uncle Sam’s standards. Still, there are so many temptations, my head’s spinning. I am really tempted to give in to some of them; however knowing that I can’t afford that, is holding me back.
Does that mean that I’m stubborn? Boy, am I glad that there’s no one to actually ask me this sort of a question. My kids are always too busy for asking questions which is a good thing. My friends won’t ask this☺. My brother is miles away and we talk on the phone once in a blue moon. This leaves me alone at the task and I’m just as happy.
For starters, I began writing my shopping lists with the budget in mind. Like so:
Swear I’ve never done it this way before. Surprisingly, it worked although I went a bit over because something that I couldn’t live without was on special. Still, it wasn’t too bad. Here’s to hoping that I can carry on this way.
Next I went working on my credit cards that I’m actively using about half a dozen of. I started watching their respective due dates as well as the closing dates. The two are spaced about a week apart. I’m trying; I am really trying to use a certain card after its closing date. This way I end up paying it later which makes it fit into my budget rather nicely. And here’s the result with one of my credit cards. I just love this balance.
I am pretty sure that this is being stubborn in a good way. Of course, at the same time I can say that I’m goal-oriented so overall it depends how you look at it.
Have a wonderful weekend now!
This post was written in response to The Daily Post Prompt: STUBBORN.